Your credit report has errors. We get them corrected.

Wrong account status, loans that were closed years ago still showing active, accounts that aren't even yours — we find what's wrong on your CIBIL report and file the dispute until it's fixed.

CIBIL REPORT — SAMPLE ENTRY BEFORE / AFTER
Account: HDFC Bank — Personal Loan ****4471
Status: Written Off Closed, dues settled
This is a common error type — a closed or settled loan that continues to show as written-off or overdue long after it was cleared.

Credit bureaus rely on banks to report your data correctly. They often don't.

A loan you closed years ago can keep showing as overdue. A card you never opened can appear under your name because of a data-entry error. These mistakes sit quietly on your report and pull your score down — until someone disputes them formally with the bureau and the lender.

Three steps, start to resolution

01

Share your credit report

Send us your latest CIBIL report, or we help you pull a fresh one.

02

We identify every incorrect entry

Wrong statuses, mismatched ownership, outdated balances, duplicate accounts — we go line by line.

03

We file and track the dispute

We raise it with the bureau and the lender, and follow up until each entry is corrected.

Common errors we dispute

Settled loans shown as overdue

A closed or fully paid account still marked delinquent.

Accounts that aren't yours

Loans or cards linked to your name by mistake.

Duplicate entries

The same loan reported twice, understating your score.

Incorrect payment history

On-time payments recorded as late or missed.

Tell us what's wrong, or send us your report

Fill the form and we'll get back with what we can fix, or message us directly on WhatsApp if that's easier.

Prefer WhatsApp?

Message us directly and share a screenshot or PDF of your credit report — we'll take it from there.